There’s no way to make yourself completely immune from identity theft. However, there are steps you can take to minimize your risk. Here are five ways you can protect yourself from identity theft.
1. Be careful with your trash. Identity thieves pick through trash looking for information they can use to apply for credit cards. They also look for pre-screened credit offers. Some try to find bottles for prescription drugs that can be refilled. Shred sensitive items before discarding.
2. Beware of phishing schemes. You receive an email that appears to be from your bank, service provider, or government agency. It warns that your account has been compromised or your password has been hacked. The email provides a handy link where you can re-register your information. The email is from a thief and they hope you will click on the link and fill out a phony form with your personal information.
3. Use strong passwords.
When selecting a password or PIN, avoid using something that would be easily guessed or found, like the ending digits of your Social Security number, your house number, or your birthdate.
4. Keep track of your wallet. Never leave your wallet or purse unattended. A quick thief can slide up, grab, and go before you’re aware of anything going on. Don’t think you are safe because you are in a “nice part of town.” Thieves keep an eye out for unguarded wallets in places like upscale restaurants and boutiques because they know your guard is down.
5. Beware of low tech identity thieves. Not all identity theft is computerized. Criminals hang around ATMs or airport pay phones and “shoulder surf” – peer over your shoulder to get PINs and credit card numbers. They pretend to be repair people to gain access to your office or solicit donations by phone for phony charities so they can get your credit card information.
Originally posted 2009-10-27 09:13:57.
